La Rosa Realty Horizons LLC
Ramon Morales

For the fourth week in a row, rates remain below 3.30, which is remarkably low.  In fact, there is only one other time that rates have been lower(1971, in which the rate was 3.23)  than the 3.24 recorded last week.

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Record low rates especially when buying a home in Orlando will prove to be beneficial for the buyers who are still in the market.  If you're considering buying real estate in Orlando, it is especially important to lock in one of these rates as soon as you possibly can.  Now that we are in the summer season here in Orlando, Real Estate tends to get especially competitive.  

Just for comparison's sake, I went to my calculator page, which you can do here, and I selected the mortgage calculator, with a 300k mortgage, 3.24 rate, taxes of $2,500 a year, and a $1,500 insurance rate per year, and it gave me a payment of $1,623.  Same exact numbers at a 4.5% gave me a payment of $1,853.  Over $200 in difference!  If you're looking to make the leap from renter to homeowner, now is the time!  Call me now so we can start the process of buying a home in Orlando right away!

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Realtor Equal Housing Opportunity Multiple Listing Service

What my clients are saying  

Ramon was a true professional. He assisted my wife and I find and buy our first home. He made himself available to us at all times. Always went the extra mile for us during our busy schedule. The whole process went well. I would definitely recommend Ramon Morales for all real estate needs. He was the best. Thanks Ramon.


~ Maritza and David

Ramon helped me through my home buying process. He was very knowlagable about the entire process. Being a first time home buyer he helped make me drill down on what I really wanted in a home. With all the help Ramon provided in my home search, I referred him to my father to purchase a retirement home with Ramon's help. Now, they are currently searching for his home.


~ Sarah

Ramon was hard-working, intelligent, and aggressive in helping us sell our home. We used another agent previously to try and sell, and did not get one single showing. Ramon worked extremely hard to get us what we wanted, in the time that we wanted it. KUDOS!


~ Michael and Christine

Ramon was professional, cheerful, and knowledgeable. Everytime negotiations took a turn in an unexpected way, Ramon was there to walk us through it. Thanks so much!


~ Michelle

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